Learn Banking & Finance How to Get a Business Bank Account in So...
Banking & Finance

How to Get a Business Bank Account in South Africa

A business bank account is essential for any registered company. We compare SA top options and what you need to open one.

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Xage Finance Team

Xage Editorial Team

๐Ÿ“… 10 March 2026 ยท โฑ 1 min read ยท ๐Ÿ‘ 1 views
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What You Need to Apply

  • Company registration certificate (COR14.3) from CIPC
  • ID documents for all directors
  • Proof of business address
  • SARS income tax registration number
  • Resolution to open a bank account signed by directors

Top Business Banking Options in SA

FNB Business Account

  • Best for tech-friendly businesses
  • From R75/month
  • Excellent app and online banking

Capitec Business

  • Best for cost-conscious small businesses
  • From R50/month

TymeBank Business

  • Best for startups, lowest cost
  • No monthly fee on basic plan, fully digital

Nedbank Business

  • From R65/month
  • SimplyBiz support program for SMEs

Compare more financial products at compare.xage.co.za.

Need help with your business?

Xage offers free tools and templates for South African businesses.

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